Use case

LETS Network Software (Local Exchange Trading System)

Modern infrastructure for LETS networks that want to grow without losing their community feel.

In one paragraph

A LETS (Local Exchange Trading System) is a community-currency network where members trade goods and services using a locally-named currency that exists only within the network. LETS use mutual credit — members start with zero balance and go into negative when they spend, positive when they earn. It self-balances over time.

How XO works for LETS networks

LETS networks have a specific operating pattern: small to mid-size memberships, mutual credit (members can hold negative balances), strong local-community identity, and operators who are usually volunteers. XO handles all of it.

The currency name is yours. "Brixton Pounds," "Stroud Hours," "GreenDollars" — whatever your network calls its currency, that's what shows up on every screen, statement, and email. The platform stays out of your community's way.

Mutual credit support — configurable negative-balance limits per member
Locally-named currency (your name, not "trade dollars")
Marketplace for offers and wants with category browsing
Member directory with skills and interests
Email digests so members stay engaged between trades
Multi-language for multi-cultural communities

What's different vs LETSlink, Cyclos, or a paper-based system

Many LETS networks run on Cyclos (powerful but technical), LETSlink (mature but aging), or a printed quarterly newsletter and a treasurer's spreadsheet. Each has trade-offs.

XO sits between them: more modern and less technical to operate than Cyclos, more capable than newsletter-driven systems, and built for networks that want to last 20 years without infrastructure rot.

Common questions

Want to see XO running for lets network software?

30-minute walkthrough on a live sandbox tenant. Bring your specific operating model — we'll show you exactly how it maps onto the platform.

Schedule a Call →

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